1 Welcome Address Sri.Ramamurthy K, Deputy General Manager, Syndicate Bank, Regional Office, Ernakulam (Convener , UTLBC , U T of Lakshadweep )
2 Adoption of the Minutes of the 56th UTLBC held on 29.01.2018 Adoption by the House. (Minutes approved by the Hon’ble Administrator already circulated to all members )
3 Presidential Address Sri. Farooq Khan, I.P.S Hon’ble Administrator U T of Lakshadweep , Kavaratti
4 Address by Sri P P Mohammed Faizal Hon’ble Member of Parliament for U T L
5 Address by Sri. Vivek Pandey, I.A.S, Advisor to the Hon’ble Administrator U T of Lakshadweep , Kavaratti
6 Address by Vijendra Singh Ravat, I.A.S District Collector UT Lakshadweep
7 Address by Sri. B Hassan, President Cum Chief Counsellor District Panchayath, Kavaratti
8 Address by Sri S M N Swamy Regional Director, RBI, Thiruvananthapuram
9 Address by Shri.R.Sreenivasan, Chief General Manager, NABARD
10 Review of Action taken on the decisions of 56th UTLBC meeting.
11 New items for discussion
12 Review of Achievement under ACP for the FY 2017-18 & 2018-19 upto 30.09.2018
i SGSY/NRLM Director, Rural Development, Kavaratti
ii PMEGP Executive Officer, KVIB, Kavaratti
iii SHG Director, Woman and Child welfare
iv Agriculture /AH/ Fisheries Director- Agriculture /AH/ Fisheries
v Review under UTLCC Director Planning and Statistics

14. Other items for discussion as per RBI Policy

  • Banking Network - Status of opening of banking outlets in unbanked villages, CBS-enabled banking outlets at the unbanked rural centres (URCs)
  • Doubling of Farmers’ Income by 2022 – status review and measures taken
  • CD Ratio, Review of working of Special Sub-Committees of the DCC (SCC) to improve CD ratio to 40% and above
  • Discussion on policy initiatives of the Central/UT/RBI (Industrial Policy, MSME Policy, Agriculture Policy, Start-Up Policy, etc.), and expected involvement of banks
  • Discussion on improving rural infrastructure/ credit absorption capacity.
    • i. Any large project conceived by the State Government to help improve C-D Ratio.
    • ii. Identifying the potential growth areas and the way forward – choosing partner banks.
    • iii. Identification of gaps in rural and agriculture infrastructure which need financing (rural godowns, solar power, agro processing, horticulture, allied activities, agri-marketing etc.)
    • iv. Implementation of Model Land Leasing Act 2016 (exploring possibility)
  • Efforts towards skill development on mission mode partnering with KVK, Horticulture Mission, National Skill Development Corporation, ASCI, etc
  • Steps taken for improving land record, progress in digitization of land records and seamless loan disbursements.
  • Sharing of success stories and new initiatives that can be replicated across the UT
  • Discussion on Market Intelligence Issues e.g.
    • i. Ponzi Schemes/ Illegal Activities of Unincorporated Bodies/ Firms/  Companies, Soliciting Deposits from the Public
    • ii. Banking Related Cyber Frauds, phishing, etc
    • iii. Instances of usurious activities by lending entities in the area, cases of over indebtedness
    • iv. Credit related frauds by borrower groups etc.
  • Status of Timely submission of data by bank, adhering to the schedule of UTLBC meeting

15. Any other item, with the permission of the Chair.

16. Vote of Thanks:  Sri.Ibrahim Manikfan, Lead Bank Officer, Syndicate Bank, Kavaratti.


The entire group of islands is considered as one district for lead bank purposes. Syndicate Bank is the lead bank and convenor of the Union Territory of Lakshadweep Bankers’ Committee. Syndicate Bank has opened its first branch at Kavaratti in 1971 and is operating throughout the UTL with nine branches in nine major islands. State Bank of India opened its first branch in April 2005 at

Contact us

Deputy General Manager
Syndicate Bank, Regional Office,
Pioneer Towers, 1st Floor,
Shanmugam Road
Ernakulam – 682031.
0484 - 2367063 / 2360035 / 2369090


Copyright © Syndicate Bank - Union Territory Level Banker’s Committee, Lakshadweep Islands